Insurance
Finish the core replacement. Actually decommission the legacy system.
Harmony gives your core modernization program a clear owner for every action and a trail for every decision, so data migration, book transfer and legacy sunset stay on the plan.
For chief transformation officers, core modernization program directors, EPMO heads and CIOs at insurers.
Where programs slip
- 01
Core programs slip on ownership
Policy, billing and claims replacements run for years. They slip on data migration and decisions that nobody clearly owns, not on the software.
- 02
Run crowds out change
When maintenance eats the budget, change programs get delayed or cut, and the people left on them are stretched across too many workstreams.
- 03
Dual running never ends
Book migrations stall at the last cohorts, the legacy PAS stays on, and the business case erodes every quarter both systems run.
How Harmony helps
A coworker on every program. Clearly software, accountable like any hire.
Gives every action an owner
Harmony assigns, chases and closes actions across carrier, SI and vendor teams. It records each decision with who made it and when.
Tracks migration book by book
It keeps a migration and decommissioning tracker by line and cohort, follows up on data defects and sign-offs, and flags the books at risk of missing their window.
Prepares steerco and the governance file
It drafts status and steering packs in your template and keeps the evidence for AI governance and DORA work current and easy to find.
Harmony works inside your own Microsoft 365 tenant with least-privilege access and a traceable record of every action, it goes through your DORA and third-party risk review like any new ICT service, and decisions stay with your people. Trust Center
Programs Harmony runs
From PolicyCenter and ClaimCenter migrations to IFRS 17, Solvency II and legacy PAS sunsets, these are programs Harmony can run alongside your teams.
The common spine (IT, finance, HR, M&A, supply chain, cyber, data, regulatory) is covered in every engagement.
Common
IT
- Cloud migration
- Mainframe / COBOL modernization
- Identity & access modernization
Sector
Underwriting
- Underwriting workbench (Guidewire)
- Telematics / usage-based
- Broker portal modernization
Sector
Claims
- ClaimCenter / Duck Creek migration
- AI FNOL & triage (Tractable)
- Fraud analytics (Shift, FRISS)
Sector
Policy Administration
- PolicyCenter / Sapiens implementation
- Legacy PAS sunset & book transfer
- Product configurator rollout
Sector
Actuarial & Reserving
- IFRS 17 / LDTI (Prophet)
- Solvency II SCR engine
- Pricing modernization (Akur8)
Sector
Reinsurance
- Reinsurance accounting (SAP FS-RI)
- Treaty management modernization
- Cat-bond / ILS program
What good looks like
- Legacy decommissioned on the planned date
- Audit-ready AI governance before December 2027
- Faster speed to market for new products
On the calendar
- EU AI Act insurance pricing (2 Dec 2027)
- DORA (in supervision)
- NAIC AI Model Bulletin
- On-prem Guidewire end of support
- Payer FHIR APIs (1 Jan 2027)
- IFRS 17 / IFRS 9
More industries
- Aerospace & Defense
- Automotive
- Consumer Packaged Goods
- Energy & Utilities
- Entertainment & Media
- Financial Services & Banking
- Healthcare Providers
- Industrials & Manufacturing
- Legal & Professional Services
- Pharmaceuticals & Life Sciences
- Retail & Consumer
- Semiconductor
- Technology & Software
- Telecommunications
- PMO and Transformation
Decommission the legacy system on the date you promised.
Contact us to learn how Harmony would take on the program in front of you.
Learn more